New Personal Income Tax Changes
Below you will find further information about the personal income tax changes in the Public Act (PA) 28 of 2011, which became effective on Janury 1, 2012. Business tax changes, which can be found in PA 39 and 40 of 2011, were also among the recent tax restructuring. PA 38 of 2011 PA 38 of…
Seven Tips to Protect Against Data Breaches
Data breaching has become more and more common with the growth of the Internet. Fraudsters often get credit card numbers over the Internet and make fraudulent charges at the cardholder’s expense. Investigators are doing what they can to limit the number of breaches but there are some things consumers can do to help the cause…
Three Financial Records Worth Saving
It’s always smart to keep your tax returns on file. Old returns can come in handy when you’re making important financial decisions, such as applying for a mortgage or insurance. Additionally, technology has made it even easier by allowing you to file your returns electronically and eliminate the paper copies. Below are some records that…
6 Ways to Boost Your Email Marketing Campaigns
Email marketing campaigns have the potential to drive customers to your website and generate sales. However, many companies don’t understand that there is a big difference between simply adding people to your contact list and running a successful campaign that engages subscribers. Here are six tips to help you maximize your email marketing efforts: Split…
Several Ways Spending Changes in Retirement
People tend to spend less money in retirement than they did while they were working. According to a recent Employee Benefit Research Institute (EBRI) analysis of Health and Retirement Study, retired households spend a median of $31,365 annually. The reason for this being, retirees are able to eliminate work-related costs and they no longer have…
5 Easy Ways to Boost Your Income
It’s always discouraging when you’ve been working hard to cut back on spending and still falling short of paying your bills. There are a variety of ideas to try in order to earn a little extra income each month. Try several of the following income-boosting techniques to help pay off those overdue bills: Recycle aluminum…
4 Retirement Myths to Be Aware Of
Many people are misled by common myths surrounding the difficulties of preparing for and living in retirement. Planning for retirement is tougher today than it was in years past and living in retirement can be even tougher. Being aware of the below myths will help you prepare for a comfortable retirement: $1 Million Will Be…
How Your Tax Withholdings Can Teach You How to Save Money
With tax season in full swing, people are finding themselves either happily or unpleasantly surprised with their refund. However, many people are unaware of a method that can increase the size of your refund and teach you how to save money at the same time. By adding money to the ‘additional withholding’ line, you’re taking…