End of the Year Tax Planning Letter

Individual incomes taxes, whether paid through employer withholding or quarterly estimates, are probably one of your largest annual expenditures.  So, just as you would shop around for the best price for food, clothing or merchandise, you want to consider opportunities to reduce or defer your annual tax obligation.  The following tax letter is intended to assist you in that effort.  Also, at the end of this letter is a list of federal tax provisions to help individuals saev and pay for higher education costs.