The timing of when you take your Social Security can have a potentially significant impact on your overall tax strategy during retirement. While each person’s case is unique, delaying Social Security often tends to be the best move. Generally, delaying Social Security gives you a better ability to manage tax brackets when you are no…
The tax extender bill has passed and been signed by the president, giving individuals and businesses resolution on many items that were set to expire. Unlike earlier tax extender bills, a number of provisions have been made permanent or extended for a number of years – giving a measure of certainty. Below is a summary…
With more than 4,700 institutions across the country granting two- and four-year degrees, according to the National Center for Education Statistics, the need for post-secondary education is in high demand. However, with the advent of the Internet, the need for the traditional brick-and-mortar institution to earn a degree is being questioned more and more. Whether…
Financial planning can be intimidating, but personal financial planning is more like a puzzle you have to work out. That’s because traditional finance assumes that markets are rational and that market participants always make unbiased decisions. Life doesn’t work that way, and neither does financial management. The reality is that every individual is a confluence…
